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EXPERIENCE A NEW WAY FORWARD

No hardware? No problem. No hardware required, just download the Mintpoint App to start accepting contactless payments.

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WHY MINTPOINT?

Mintpoint is not just a soft POS. It's your full financial assistant. Whether you're a roadside agent or a retail business, we give you the tools to:

ACCEPT ALL PAYMENTS

Card, USSD, transfers, and virtual accounts

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GET DISCOVERED

Nearby users find you easily with AgentRadar

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GO HARDWARE-FREE

Use just your phone to run your POS business

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STAY SECURE

SafePay AI fights fraud while you focus on sales

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WORK SMARTER

POS Insight helps you track, learn, and grow

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GET 24/7 HELP

SupportBot is always online, so you never lose steam

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TRUSTED BY AGENTS OF LEADING
POS COMPANIES

Mintpoint powers agents across more than 15 top-tier POS platforms.

OPayMoniepointPaystackPalmpay

WHO'S MINTPOINT FOR?

New and existing agents looking for a smarter, cost-free way to run POS

New and existing agents looking for a smarter, cost-free way to run POS

Side hustlers who want to earn extra using just their smartphones

Side hustlers who want to earn extra using just their smartphones

Business owners who want smooth, cashless operations

Business owners who want smooth, cashless operations

Everyday users looking for fast, reliable agents nearby

Everyday users looking for fast, reliable agents nearby

BACKED BY THE BEST

Sudo
Africard
TransactPro
POS
AgendaRadar
Safepay
IdentityPass

Mintpoint made it possible for me to run a full POS business without buying a machine. I get paid instantly, and people around me can now find me easily. This is real hustle support.

"I started with just my phone. Now I'm making money every day."
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Blessing I.
POS Agent, Lagos

Before Mintpoint, I used to wait for bank alerts and deal with network issues. Now, transactions are faster, more secure, and my customers trust me more. I've even stopped using my old POS machine.

"Mintpoint changed the way I do business."
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Samuel T.
Electronics Store Owner, Port Harcourt

With the business insights and AI support, I now know what hours bring me the most customers. It's not just about collecting money, Mintpoint is helping me scale smart.

"It's the first POS platform that actually helps me grow."
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Zainab M.
Agent & Boutique Owner, Kaduna

I was stranded and needed cash urgently. Opened Mintpoint, saw an agent two streets away with cash available. Walked there, got my money. No drama. No guesswork.

"I found an agent just when I needed cash. No stress."
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Tunde O.
App User, Abuja

One time I had a failed transaction at night. I got help immediately from the Mintpoint bot and it fixed everything without waiting till the next day. That sealed it for me.

"Their support bot is better than most banks' customer service."
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Rita A.
Fashion Retailer, Ibadan
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JOIN THE MOVEMENT

Thousands are switching to smarter transactions with Mintpoint. Why not you?

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FAQs

Everything you need to know about Mintpoint by Africard.

Mintpoint is a smart, AI-powered soft POS platform that allows agents to accept payments and run a POS business using just their smartphone — no hardware needed. It also helps users find nearby agents for fast cash transactions.

No! That's the beauty of Mintpoint. Your smartphone becomes the POS. You can receive card payments through tap, USSD, virtual accounts, and more — all without spending money on traditional POS hardware.

With AgentRadar, nearby users can see your POS location in real time, especially when you're available and have cash. You can also upload photos of your stand to make it easier to identify you.

Yes. SafePay AI constantly monitors for suspicious activity and alerts you instantly if something feels off. We prioritize fraud prevention, so you can do business with peace of mind.

You can accept card payments (via tap), USSD codes, bank transfers, and payments through virtual accounts. We support major Nigerian banks and card networks.

Absolutely. Mintpoint is designed to work alongside your current setup. Many of our agents use it to expand their service or reduce costs.

All you need is a smartphone, your BVN or NIN for verification, and a bank account to receive payments. Once you register, you can start using Mintpoint almost immediately.

No registration fee. No monthly charges. You only pay small transaction fees, just like traditional POS systems — but with more features and flexibility.

Our 24/7 SupportBot is always available in-app to help you with anything — whether it's a failed transaction, a setup issue, or something technical. You can also escalate to a human when needed.

Yes. Mintpoint users can see nearby agents who have marked themselves as 'cash available.' This helps reduce wasted trips and ensures you always find cash when you need it.