Privacy Policy

1. Information We Collect

We may collect the following types of information:

2. How We Use Your Information

We use your data to:

• Provide and improve Mintpoint services
• Authenticate users and agents
• Facilitate secure transactions and payments
• Detect and prevent fraud or misuse
• Communicate updates, support, and promotional offers (with your consent)
• Comply with legal and regulatory requirements

3. Data Sharing and Disclosure

We do not sell or rent your personal information. However, we may share your data with:

• Africard and its subsidiaries, for operational purposes
• Regulatory authorities (e.g., CBN, EFCC) if required by law
• Third-party service providers who help us deliver parts of our service (e.g., payment processors, cloud storage, KYC verification platforms), all of whom are under strict confidentiality obligations
• Law enforcement, when legally compelled

4. Data Retention

We retain your information for as long as necessary to:

• Fulfill the purpose for which it was collected
• Meet legal, regulatory, and operational requirements
• Resolve disputes and enforce our policies

You can request data deletion at any time (except where legally restricted).

5. Your Rights

As a user, you have the right to:

• Access the data we hold about you
• Correct any inaccurate or outdated information
• Request deletion of your data
• Withdraw consent for marketing communications
• Opt-out of location tracking (via device settings)

To exercise your rights, email privacy@mintpoint.app

6. Cookies and Tracking

Mintpoint may use cookies or similar technologies to enhance app experience, analyze usage, and remember user preferences. You can manage cookie permissions in your device or browser settings.

7. Data Security

We implement advanced security measures to protect your data, including:

• End-to-end encryption
• Multi-factor authentication
• Secure cloud storage
• Regular system audits and updates

Despite our efforts, no system is 100% secure. You are advised to keep your login credentials private.

8. Children's Privacy

Mintpoint services are not intended for children under the age of 18. We do not knowingly collect personal data from minors. If we discover such data has been collected, we will delete it immediately.

9. Changes to This Policy

We may update this Privacy Policy occasionally. All changes will be communicated via the app or email. Continued use of the platform after updates implies your acceptance of the revised policy.